ABOUT US
THE CHALLENGE FOR COMMUNITY BANKS
Community Banks are crippled by the burden of regulation, fierce competition and often a thinly spread staff, among other emerging challenges. In 1984, there were over 17,000 community banks in the United States. Now there are less than 7,000 and the number continues to drop. With Diamond Credit Consulting, turn the fixed cost of labor into a variable cost, while receiving secure, comprehensive analysis from an impartial third party.
WHO WE ARE
Diamond Credit Consulting, Ltd. is a different option to the traditional credit department. Our extensive experience, supported by our powerful software enables us to exceed your every need. This allows you to better use employees resources effectively.
WHAT WE OFFER
We offer a menu of services up to complete loan presentations on an as needed basis. As a full commercial and agricultural credit analytics firm, we're committed to a customized experience. We can help you gain or retain a competitive edge in commercial and agricultural lending. We can also help you out of a staffing pinch. Analysts are hard to find and we can help to keep your workflow moving and your customers satisfied.
References
Over the past 30 years in banking, I had the opportunity to work for regional and local banks, including a large credit union. During these years, I have worked with various credit analysts with a wide range of knowledge, sophistication, understanding of risk, personalities, drive and work ethics. Throughout these years, working with J
Over the past 30 years in banking, I had the opportunity to work for regional and local banks, including a large credit union. During these years, I have worked with various credit analysts with a wide range of knowledge, sophistication, understanding of risk, personalities, drive and work ethics. Throughout these years, working with Jeff for several years at a large regional bank was a great experience and I knew that the loan presentation that Jeff prepared would be of excellent quality which would provided the reader, whether it would be loan committee, board of directors, auditor and or FDIC examiner, the ability to fully understand the loan request, the borrower, management of the company, borrower’s historical financial performance and its future, review of collateral, the borrower’s industry, associated risks, and “painting the picture” of a borrower’s historical performance and cash flow, which included events/items that occurred during those fiscal years that impacted its financial performance, whether positive or negative. Jeff demonstrates great qualities by taking the initiative to fully comprehend a borrower and a loan request. Jeff’s abilities provides the reader with more than sufficient information to make a sound decision for that loan request(s) and will generate a quality loan presentation in a timely manner. I knew that when I worked with Jeff that a thorough and accurate loan presentation would be prepared in a timely manner. In the years that I worked with Jeff, it was a true pleasure.
- Phillip Bundy, First Vice President, Director, Scheerer McCullough Auctions
"Solid analytical skills and a thorough understanding of financial statements. Reputable and a high level of integrity, mixed with an admirable work ethic."
- Mark, VP of Commercial Lending $6.4B Regional Bank